E-checks

[Richard Ruda]

We've decided to start accepting checks (e-checks) on-line (but not process
in real time) and have started to investigate possibilities.
Now our current merchant processor is NOVA and all our processing is
conducted via our own off-line database (we download orders from the
shopsite back office and then upload into our own database from where we
pick and choose what to send to NOVA in batches . We want to use checks the
same way. NOVA are planning to introduce e-checks next month but we want to
see what else is out there and how they operate.. We've seen the list of
processors in the shopsite Payment FAQs.
Can anyone suggest good tools/processors. Ideally we would want to upload
batched check orders into their system via local PC software or directly in
batches via secure website.
Also what about security - is it possible to get Address Verification ? How
do you protect against stolen routing/account numbers
Thanks
Richard